Loan Agreement Template

ISIVUMELWANO SOKUBOLELWA

ISIVUMELWANO SOKUBOLELWA

LESI SIVUMELWANO SOKUBOLELWAkungenwa ku[Date]phakathi naphakathi:

1. UMbolekisi
[Lender Name]
Inombolo ye-ID/Reg:[Lender ID]

2. UMBOLEKILE
[Borrower Name]
Inombolo ye-ID:[Borrower ID]
Ikheli:[Borrower Address]

(ngemuva kwalokhu kuzobizwa ngokuhlanganyela ngokuthi "Amaqembu" futhi ngawodwana ngokuthi "Iqembu")

1. IZINCAZELO NEZINCAZELO

Kulesi sivumelwano, ngaphandle uma umongo ubonisa ngokucacile inhloso ephambene:

1.1"Imali ebolekiwe" isho inani eliyinhloko elilethwe nguMboleki kumboleki ngokwalesi Sivumelwano;

1.2"Isamba Esisele" kushiwo isamba Semali Ebolekiwe, yonke inzalo eqongelelwe kodwa engakakhokhwa, inzalo emisiwe, kanye nanoma imaphi amanye amanani akweletwa ngaphansi kwalesi Sivumelwano;

1.3"Usuku Lwebhizinisi" kushiwo noma yiluphi usuku ngaphandle koMgqibelo, iSonto, noma iholide lomphakathi elisemthethweni eRiphabhulikhi yaseNingizimu Afrika;

1.4"I-Prime Rate" isho izinga lokuboleka elicashunwe esidlangalaleni ebhange loMbolekisi ngezikhathi ezithile;

1.5Amagama angenisa ubunye azobandakanya ubuningi kanye nokuphambene, futhi amagama angenisa noma yibuphi ubulili azofaka nobunye ubulili.

2. IMALI YOKUBOLEKWA KANYE NE-ADVANCE

2.1Umabolekisi uyavuma ukuboleka futhi adlulele kuMboleki, futhi Umboleki uyavuma ukuboleka Kumabolekisi, isamba esiyinhloko se[Loan Amount]("Imalimboleko").

2.2Imali Ebolekiwe izodluliswa nguMboleki kuMboleki ngendlela yokudlulisa nge-elekthronikhi ku-akhawunti yasebhange eqokwe Ngumboleki zingakapheli izinsuku zebhizinisi ezi-5 (ezinhlanu) zokusayinwa kwalesi sivumelwano.

2.3Umboleki uyavuma ukuthi Imalimboleko yenzelwe inhloso kuphela[Purpose]futhi lithembisa ukusebenzisa imali etholwayo ngale njongo kuphela.

3. INZALO

3.1Imalimboleko izoba nenzalo ngenani lika-[Interest Rate]ngonyaka ("Inani Lenzalo"), ibalwe futhi yahlanganiswa nyanga zonke ngemuva kwebhalansi esele yansuku zonke Yemalimboleko.

3.2Inzalo izobalwa kusukela osukwini lokudluliswa kwemalimboleko kuze kufike usuku lokukhokhwa okuphelele, ngokusekelwe onyakeni wezinsuku ezingama-365.

3.3Izinga Lenzalo lizobuyekezwa minyaka yonke nguMbolekisi futhi lingalungiswa ngokuhambisana nezinguquko ku-Prime Rate, inqobo nje uma uMboleki ezonikeza Obolekayo isaziso esibhaliwe esingekho ngaphansi kwezinsuku ezingama-30 (amashumi amathathu) sanoma yikuphi ukulungisa.

4. UKUKHOKHA

4.1Umboleki uzobuyisela Imali Ebolekiwe[Repayment Term]izitolimende zenyanga ezilandelanayo ze[Monthly Instalment]ngamunye.

4.2Isitolimende sokuqala sizokhokhwa ngaphambi noma ngaphambi kwalokho[First Payment Date]kanye nesitolimende esilandelayo ngasinye ngosuku olufanayo lwenyanga ngayinye elandelayo ngemva kwalokho.

4.3Zonke izinkokhelo zizokwenziwa ngumboleki ku-akhawunti yasebhange yomboleki kanje:

Ibhange: [Bank Name]
Ikhodi Yegatsha: [Branch Code]
Inombolo Ye-akhawunti: [Account Number]
Uhlobo lwe-akhawunti: [Account Type]

4.4Umboleki uzoba nelungelo lokukhokha kusengaphambili yonke noma iyiphi ingxenye Yesamba Esikweletiwe nganoma isiphi isikhathi ngaphandle kwenhlawulo, inqobo nje uma noma yikuphi ukukhokha kusengaphambili kuzosetshenziswa kuqala enzuzweni enqwabelene bese ngemva kwalokho kumali esele yemali enkulu.

5. IZIMELELE NEZIQINISEKISO

Umboleki umele futhi ugunyaze Umabolekisi ukuthi:

5.1Umboleki unamandla asemthethweni negunya lokungena nokwenza lesi Sivumelwano;

5.2Ulwazi oluhlinzekwe nguMboleki Kumabolekisi ngokuphathelene nalesi Sivumelwano luyiqiniso, luphelele, futhi lunembile kuzo zonke izici ezibonakalayo;

5.3Umboleki akakho ngaphansi kwanoma yiziphi izinyathelo zomthetho ezisalindile noma ezisongelwa ezingathinta ngokubonakalayo ikhono Lomboleki lokwenza izibopho ngaphansi kwalesi sivumelwano;

5.4Umboleki akanalo ulwazi lwanoma yiliphi iqiniso noma isimo esingathinta kabi ikhono Lomboleki lokubuyisela Imali Ebolekiwe.

6. OKUFANELEKILE

6.1Umboleki uzoba ngokuzenzakalelayo ngaphansi kwalesi Sivumelwano uma:

6.1.1 Umboleki uyehluleka ukukhokha noma yisiphi isitolimende ngesikhathi esifanele futhi lokho kwehluleka kuyaqhubeka[Days]izinsuku ngemuva kwesaziso esibhaliwe esivela Kumboleki;

6.1.2 Umboleki wenza noma yikuphi ukwephulwa kwanoma yimuphi umgomo walesi Sivumelwano futhi wehluleka ukulungisa lokho kuphulwa ngaphakathi.[Days]izinsuku zesaziso esibhaliwe;

6.1.3 Umuntu Obolekayo uphelelwa yizikweleti noma ufakwa ngaphansi kokutakulwa kwebhizinisi, ukudayiswa, noma ukuphucwa impahla;

6.1.4 Umboleki wenza noma yikuphi ukuhlanekezela okubalulekile Komboleki mayelana nalesi sivumelwano.

6.2Lapho kwenzeka noma yisiphi isigameko sokungakhokhi, Umbolekisi uyoba nelungelo, ngaphandle kwesaziso esengeziwe Kumboleki, lokumemezela Imali Esele esele ekhokhwayo ngokushesha futhi okufanele ikhokhwe, futhi asebenzise wonke amalungelo atholakala kuye ngokomthetho.

7. UMTHETHO OLAWULAYO ​​KANYE NEZIBANDLA

7.1Lesi Sivumelwano sizobuswa futhi sichazwe ngokuhambisana nemithetho yeRiphabhulikhi yaseNingizimu Afrika.

7.2Ngakho-ke abathintekayo bavuma igunya elingakhethekile leNkantolo Yemantshi noma iNkantolo Ephakeme yaseNingizimu Afrika, njengoba kungaba njalo, kunoma yiziphi izinyathelo ezivelayo noma eziphathelene nalesi Sivumelwano.

7.3Umboleki ukhetha njenge-domicilium citandi et executandi yazo zonke izinjongo zalesi Sivumelwano ikheli elibekwe esethulweni esingenhla.

8. JIKELELE

8.1Akukho ukuhluka kwalesi Sivumelwano okuyoba namandla noma umphumela ngaphandle kokuthi kubhalwe phansi futhi kusayinwe yizo zombili Izinhlangothi.

8.2Lesi sivumelwano sihlanganisa sonke isivumelwano phakathi kwezinhlangano eziphathelene nesihloko futhi sithatha indawo yazo zonke izingxoxo zangaphambili, izethulo, noma izivumelwano.

8.3Ukwehluleka Komboleki ukusebenzisa noma ukuphoqelela noma yiliphi ilungelo ngaphansi kwalesi Sivumelwano ngeke kuhlanganise ukuhoxiswa kwalelo lungelo.

8.4Uma noma yikuphi ukunikezwa kwalesi sivumelwano kubhekwa njengokungavumelekile noma okungasebenziseki, izinhlinzeko ezisele zizoqhubeka nokusebenza ngokugcwele.

IKHASI LESIGINE

ISAYINIWEngo-________________ ngalolu suku __ lwango-________________ 20__.

UMBOLEKI:

___________________________________
[Lender Name]

UMBONDI:

___________________________________
[Borrower Name]

OFAKAZI:

1. ___________________________________

2. ____________________________________

SIGNATURES